the debt trap...

• forces millions to 'struggle with work they despise'
• 'has disabled the market process by turning competition from a stimulus to produce better goods for less cost, into a desperate struggle ... to gather enough to pay it back with interest'
• promotes cost-cutting and market-share, 'too often at the expense of quality, workers, and the environment'
• requires 'sophisticated advertising'

mn, lmai, p. 182